First Month Free!

Each additional month
is only $29.95

Complete Plan - 14 Health Benefits

* Hospital benefit not available to MD residents  ** If your favorite physician is not already a participating provider, call Member Services to nominate him or her.  Have the physician's name, address and telephone number available when you call. ***Anticipated national average dental charges for the 2005 calendar year based on the comparison of provider negotiated fees to national average charges. ****Actual costs and savings vary by provider and geographical area. 

How our program works

Physician Care

The Physician Visit Network provides discounts on health care services at physicians' offices. Save an average of 10% to 30% and more at over 285,000 doctors participating throughout the country, including family physicians and specialists. Members also save on cosmetic surgery procedures, including skin resurfacing, acne scars, liposuction, and more.

The program utilizes one of the largest PPO networks in the nation. This nationally recognized network "owns" their physician contracts so it cannot lose coverage due to cancellation of a lease agreement. Plus, the network maintains control of physician education and service levels.

To locate providers in your area, enter your zip code in the provider finder above. Present your card at the provider's office and receive immediate savings on services provided. .

*Prices are subject to change without notice and may vary by region.  The above samples are taken from 3 different zip code locations and your zip code may differ.
Payment must be made at the time of service in order to receive a discount.

Hospital Care

The Hospital Referral Network gives members access to network hospitals nationwide. With savings of 10% to 30%, members can save hundreds or even thousands of dollars a year.

Card used at facility with a Per Diem contract with Network:

Card used at a facility with  Flat Savings contract with Network:

* Prices are subject to change without notice and may vary by region.** Per diem and Flat Rate Amounts may very by zip code locations.*** Example Based on GHN and will vary by geographical location Note: Hospital benefit not available to Maryland residents

Prescription Drug Plan

With the Caremark network, members receive access to retail chains such as Walgreen’s, CVS, Eckerd and more providing 10% to 60% off. Also receive mail order pharmacy access with the leading pharmacy provider discounts guaranteed to beat AARP prices by 10% on Brand name and Generic prescriptions.  Have your prescriptions delivered straight to your home with NO shipping or dispensing fees.

*Prices are subject to change without notice and may vary by region

Dental Care

Our Patient Advocacy program ensures a positive experience for members by reducing confusion with provider recognition and participation. The member will want to utilize their card and enjoy the savings time and time again.

Vision Care

The Vision Care Plan provides you access to over 12,000 eye care locations nationwide. Members save on eyeglasses, contacts, non-prescription sunglasses, eye exams and surgical procedures.

The Vision Care network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.

•	Savings of 20% to 60% on prescription eyewear
•	Savings of 10% to 30% on eye exams, and surgical procedures (including PRK and LASIK surgery)
•	Most frames, lenses and specialty items such as tints, coatings and UV protection are available
•	No limit on the number of times membership may be used during the year
•	Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses
•	Members may nominate their own eye care professional to join the network

Mail Order Contact Lenses

Chiropractic

Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.  Chiropractic benefits come with Patient Advocacy.  A Patient Advocate* will contact chiropractors specific to your zip code, verify their membership in the network, and confirm they will accept your  membership card.

If your chiropractor is not currently participating in our program, you can give our Member Services department their name, address and telephone number and our provider relations department will contact the chiropractic office about joining our growing network of professionals.

Hearing Care

Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% in retail locations nationwide and discounts 20% to 60%* through the mail order program.

MAIL ORDER HEARING AIDS*
The mail order hearing program offers discounts on hearing aids and other auditory devices at 20% to 60% off retail. They have over 80 models of major brand name hearing instruments (except Miracle Ear).

30-day home trial period and one full year factory warranty. Any make/model hearing aid less than five years old may be repaired with a six month warranty for just $99.00 or with a 12-month warranty for just $119.00.

Phone-A-Doc™

When you can’t reach your primary care physician or when it’s after your doctor’s normal hours of operation call Phone-A-Doc™, a national network of board eligible, primary care physicians who specialize in telemedicine.

Members can access a physician within 3 hours of their incoming call for a flat fee of $35. The doctor will diagnose the problem and if necessary phone in a prescription to the member’s pharmacy of choice. Phone-A-Doc™ is available 24 hours a day, 7 days a week, and 365 days a year. Highlights include:

Nurse Assistance Hotline

Good health starts with asking questions and knowing where to go for the answers. Nurse Hotline offers toll-free access to experienced registered nurses, 24 hours a day, 365 days per year. Our hotline nurses are an immediate, reliable and caring source of health information, education and support. Call the toll-free number on your membership card, and our nurses will give you information based on physician-approved guidelines, including:

Better-informed, healthier individuals are key to reducing health care costs. Nurse Hotline gives you necessary information to help with health care. In addition to preventing unnecessary emergency room visits, you receive quick, sound medical information from trained RN's.

VIP Health & Wellness

Vitamins & Nutritional Supplements
The mail order service provides an extensive catalog with savings on nutritional and health needs. Simply request your catalog and place orders through a convenient toll-free number.

Diabetic Supplies

Liberty Medical Supply is the nation's leading direct-to-consumer Medicare provider of diabetes testing supplies and medications and other diabetes management products. 

Family Consultation Services

Life happens in many different ways and Family Consultation Services responds with real solutions. Our comprehensive telephone consultation provides you with research and referral information for child care, elder care and care for people with disabilities. Save countless hours finding a care provider to meet your specific needs and receive a detailed Provider Profile packet and educational materials and guidebooks within 48-72 hours.

Medical Record Storage and Retrieval

The Medical Record Storage program is a personal medical record solution that gives fast, secure access to complete medical records whenever they are needed.  Medical records and vital information are maintained and released safely with a member’s PIN.  Members have peace of mind whether they are across town or across the world. 

In a medical emergency, time is of the essence.  Immediate access to this type of information can SAVE LIVES by helping to avoid life-threatening delays in treatment, medical/surgical complications, allergic reactions and medication errors.  Immediate access to this type of information can also SAVE HEALTH CARE DOLLARS by avoiding the administration of unnecessary or duplicative procedures and tests.